Whole of Market Mortgage Advice
Buying your first home can feel overwhelming, but we’re here to help. We’ll guide you through the process and find the right mortgage for you.
Tailored Remortgage Solutions to Help You Save Money and Stay in Control of Your Finances.
Expert Mortgage Advice to Make Your Home Move Smooth, Stress-Free, and Successful.
Whether you’re a first-time investor or expanding your portfolio, Tom Garvie Mortgage Services offers expert advice on buy-to-let mortgages.
Our mortgage repayment calculator is a useful starting point — but personalised advice makes all the difference.
At Tom Garvie Mortgage Services, we take the time to understand your situation and guide you through your mortgage options with clarity and confidence. Once you’ve used the calculator, we’ll help fine-tune the figures, explain what’s possible, and find a deal that fits.
When you’re ready, we’ll handle the paperwork and liaise with lenders to make the process as smooth as possible.
We understand the importance of securing your future. Our Protection services are designed to provide peace of mind, ensuring you and your loved ones are financially supported in the event of the unexpected. Whether it’s life insurance, critical illness cover, or income protection, we’ll help you find the right solution tailored to your needs.
When it comes to buying or selling a home, having the right legal support is crucial. At Tom Garvie Mortgage Services, we collaborate with experienced conveyancing solicitors to ensure a seamless transaction. Our trusted partners will guide you through the legal aspects, making the process quick, clear, and stress-free.
Ensuring your property is in top condition is key to making a smart investment. At Tom Garvie Mortgage Services, we partner with independent property surveyors who provide thorough and unbiased property assessments. Their expert reports give you the confidence to move forward with your purchase, knowing exactly what to expect.
EXCELLENT Based on 115 reviews Posted on Google Jenny RankinTrustindex verifies that the original source of the review is Google. Tom and Stella provided us with an absolutely fantastic service from start to finish! We couldn't have got through the mortgage and purchasing process without them. They held our hand throughout, going above and beyond. We would definitely recommend them without any hesitation.Posted on Google M STrustindex verifies that the original source of the review is Google. Excellent service. Tom really did help me out with sorting my mortgage. The house move was not the smoothest but Tom was always on hand which really was appreciated. Would highly recommend. Thank youPosted on Google Julie KendallTrustindex verifies that the original source of the review is Google. Alan Cooper Estate Agents recommended Tom Garvie to help us mortgage our new home. Right from day 1, I felt that we were in good hands with Tom and Stella. I can remember calling after 6pm one night thinking it would go to messages but no, Tom answered and even though he was on a walk, still took the time to speak with me. The mortgage was sorted so quickly and when the chain broke and the offer expired , within days a new offer was through. Stella emailed often throughout the whole process checking that all was ok. Excellent service. Thank you both.Posted on Google Ted BallTrustindex verifies that the original source of the review is Google. Massive Thank you to Tom and his Team. Very Professional and knowledgeable. Helped me every step of the way buying my first home. Will definitely be going back when it comes to remortgaging. Highly recommend to anyone !Posted on Google Ryan WittsTrustindex verifies that the original source of the review is Google. I was needing a remortgage as I was coming to the end of my five year fixed mortgage. Warren was incredibly supportive and helpful throughout the entire process, which really took away any stress. I would and have recommended Warren to my family, friends & colleagues. I would highly recommend to anyone.Posted on Google Toby WardTrustindex verifies that the original source of the review is Google. I highly recommend this company and Thomas Fuller's help in securing a good mortgage for myself, and also helped look at other insurance products for myself. He made the process painless and very quick, which has been much appreciated!Posted on Google Sariah GallacherTrustindex verifies that the original source of the review is Google. Had a great service with Tom, Stella and team. Very efficient and communicated great through the process. Will definitely be using them again.Posted on Google Jack ReedTrustindex verifies that the original source of the review is Google. Have worked with Tom and Stella for multiple remortgages on our property, and they are professional, personable and excellent with their communication. They are a formidable team and business if you are looking for mortgage services. Wouldn't look anywhere else. Highly recommended.Posted on Google Andrea ParkerTrustindex verifies that the original source of the review is Google. A professional and friendly service was received from Tom and Stella. The process was very smooth and pain free and I would have no hesitation in recommending them. Thanks guys!Posted on Google Elizabeth PayneTrustindex verifies that the original source of the review is Google. Absolutely great support. Always at the end of the phone, really friendly team and they acted extremely quickly. Whole process sorted in less than a week without me really needing to do anything! Fully recommend for first time buyers. They made the process so simple.