Moving Home

Helping You Make Your Next Move with Confidence

Our Services

Moving Home

Finding the Right Mortgage

Moving home is an exciting journey, and finding the right mortgage is key. Our experts can help you navigate through different mortgage options to find the best deal for your new home.

Understand the Costs of Moving

There are more costs involved in moving home than just the price of the property. We’ll explain everything from stamp duty to legal fees so you know exactly what to expect.

Seamless Process from Start to Finish

We offer support at every stage of your move, ensuring a smooth transition to your new home with a mortgage that suits your needs and budget.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Moving Home

Porting Your Existing Mortgage

If you’re happy with your current mortgage deal, you may be able to take it with you to your new home. We’ll assess whether porting is right for you and handle the process with your lender.

Moving Home

Get Help Securing a New Deal

Whether you’re upsizing, downsising or relocating, we can help you secure a new mortgage tailored to your changing circumstances. With access to a wide range of lenders, we’ll help you get the most suitable deal.

Moving Home

Timing Your Move With Your Mortgage

Coordinating your house move with the end of your current mortgage term or deal can save money and stress. We’ll help you plan the timing, whether you’re mid-deal or approaching renewal.

5 Star Service

See What Our Clients Say

      EXCELLENT  
   Based on 115 reviews 
    
 
 
 
   
 
 
       Posted on Google  
    Jenny Rankin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tom and Stella provided us with an absolutely fantastic service from start to finish! We couldn't have got through the mortgage and purchasing process without them. They held our hand throughout, going above and beyond. We would definitely recommend them without any hesitation.
  
 
      Posted on Google  
    M S 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service. Tom really did help me out with sorting my mortgage. The house move was not the smoothest but Tom was always on hand which really was appreciated. Would highly recommend. Thank you
  
 
      Posted on Google  
    Julie Kendall 
 
 
 
 Trustindex verifies that the original source of the review is Google. Alan Cooper Estate Agents recommended Tom Garvie to help us mortgage our new home. Right from day 1, I felt that we were in good hands with Tom and Stella. I can remember calling after 6pm one night thinking it would go to messages but no, Tom answered and even though he was on a walk, still took the time to speak with me. The mortgage was sorted so quickly and when the chain broke and the offer expired , within days a new offer was through. Stella emailed often throughout the whole process checking that all was ok. Excellent service. Thank you both.
  
 
      Posted on Google  
    Ted Ball 
 
 
 
 Trustindex verifies that the original source of the review is Google. Massive Thank you to Tom and his Team. Very Professional and knowledgeable. Helped me every step of the way buying my first home. Will definitely be going back when it comes to remortgaging. Highly recommend to anyone  !
  
 
      Posted on Google  
    Ryan Witts 
 
 
 
 Trustindex verifies that the original source of the review is Google. I was needing a remortgage as I was coming to the end of my five year fixed mortgage. Warren was incredibly supportive and helpful throughout the entire process, which really took away any stress. I would and have recommended Warren to my family, friends & colleagues. I would highly recommend to anyone.
  
 
      Posted on Google  
    Toby Ward 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend this company and Thomas Fuller's help in securing a good mortgage for myself, and also helped look at other insurance products for myself. He made the process painless and very quick, which has been much appreciated!
  
 
      Posted on Google  
    Sariah Gallacher 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had a great service with Tom, Stella and team. Very efficient and communicated great through the process. Will definitely be using them again.
  
 
      Posted on Google  
    Jack Reed 
 
 
 
 Trustindex verifies that the original source of the review is Google. Have worked with Tom and Stella for multiple remortgages on our property, and they are professional, personable and excellent with their communication.  They are a formidable team and business if you are looking for mortgage services. Wouldn't look anywhere else. Highly recommended.
  
 
      Posted on Google  
    Andrea Parker 
 
 
 
 Trustindex verifies that the original source of the review is Google. A professional and friendly service was received from Tom and Stella. The process was very smooth and pain free and I would have no hesitation in recommending them. Thanks guys!
  
 
      Posted on Google  
    Elizabeth Payne 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely great support. Always at the end of the phone, really friendly team and they acted extremely quickly. Whole process sorted in less than a week without me really needing to do anything! Fully recommend for first time buyers. They made the process so simple.

First Time Buyers

Did You Know?

You may not need a brand-new mortgage when moving home — many lenders allow you to "port" your existing mortgage deal to a new property, saving you time and potential fees.

Lenders often reassess your affordability when you move, even if you're porting your mortgage. So changes in income, debts or credit score can impact your application.

You can secure a mortgage offer before putting your current home on the market — giving you a clearer picture of your budget for your next home.

Our Most Frequently Asked Questions

FAQ's

I'm fixed in to my current mortgage, can I still move home?

You have two main options, port your existing mortgage or take a new mortgage product with a different lender. Your mortgage advisor will explain the pro’s and con’s of both options to ensure you have clarity on your options when moving home. If you require further borrowing your mortgage advisor will calculate and advise you on the cheapest way to proceed.

Should I port my mortgage?

We will calculate your early repayment charge on your existing mortgage and consider both your current rate of interest and the rates available in the market to advise you on whether porting your mortgage is the most cost effective option in both the short and long term.

What are the costs involved in moving home?

When moving home, apart from the deposit for your new home, stamp duty is typically the second largest expense. That is then followed by solicitor fees, surveys & mortgage fees.

Can I change my mortgage term?

You can, some people choose to reduce or extend their mortgage term when they move home as their financial objectives for repaying their new home may differ from their current one.

My bank is not willing to lend me enough to move home, can you help?

All banks and building societies have different lending policy. As your local, specialist mortgage broker, we will compare all lenders and find you’re the maximum amount possible if this is your requirement.

Can I keep money aside to complete work on my new house?

You can, as part of moving home you may choose to put a smaller deposit down on the new property to enable you to have funds to complete the works. Your mortgage broker will advise you on the cost difference of keeping funds aside to do this.

How long will it take for me to move home?

This depends on if there is a chain and how long it is. Typically moving home takes 10-12 weeks from having your offer accepted to getting the keys to your new home.