Mortgage Advisor Evesham

Practical mortgage support for Evesham residents at every stage

Our Services

Evesham Mortgage Advice

First Time Buyers

First Time Buyers Mortgage Advisor

Evesham offers a mix of charming period homes, modern developments, and riverside properties. Buying your first home can feel overwhelming, but we’ll help you understand how much you can borrow, explain your mortgage options clearly, and secure a deal that fits your budget and lifestyle.

Remortgaging

Remortgaging

If your current mortgage deal is ending or you want to release equity, remortgaging could save you money or provide extra flexibility. We search the whole market to find a remortgage that suits your circumstances and financial goals.

Moving Home

Moving Home

Whether you’re moving within Evesham or relocating nearby, we’ll manage the mortgage process for you. From porting your existing deal to arranging a new mortgage, we’ll make your move as smooth and straightforward as possible.

Buy To Let

Buy To Let

Evesham has a strong rental market, with demand from families, professionals, and seasonal workers. Whether you’re a first-time landlord or expanding your property portfolio, we’ll help you find a buy to let mortgage that aligns with your investment goals.

Evesham Mortgage Advisor

Why Choose Us?

We make mortgages simple. Our advice is clear, independent, and tailored to your situation. By handling the paperwork and keeping you informed throughout, we take the stress out of the mortgage process so you can focus on your home.

Why Choose Tom Garvie Mortgages?
Tom Garvie Mortgages provides whole of market access

More Mortgage Options, Better Deals

Whole Of Market Access

We search the entire mortgage market, including broker-only deals, to give you access to more choice and competitive rates. Whether your circumstances are straightforward or more complex, we’ll find the mortgage that’s right for you.

Other Services

Protection

Your mortgage is one of your biggest financial commitments, so protecting it is essential. Life Insurance ensures your mortgage is covered in the event of death. Critical Illness Cover provides financial support if you are diagnosed with a serious condition. Income Protection ensures a regular income if illness or injury prevents you from working. We tailor protection to your needs for peace of mind.

Protection Services

5 Star Service

See What Our Clients Say

EXCELLENT
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Based on 115 reviews
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Jenny Rankin
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Tom and Stella provided us with an absolutely fantastic service from start to finish! We couldn't have got through the mortgage and purchasing process without them. They held our hand throughout, going above and beyond. We would definitely recommend them without any hesitation.
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M S
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Excellent service. Tom really did help me out with sorting my mortgage. The house move was not the smoothest but Tom was always on hand which really was appreciated. Would highly recommend. Thank you
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Julie Kendall
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Alan Cooper Estate Agents recommended Tom Garvie to help us mortgage our new home. Right from day 1, I felt that we were in good hands with Tom and Stella. I can remember calling after 6pm one night thinking it would go to messages but no, Tom answered and even though he was on a walk, still took the time to speak with me. The mortgage was sorted so quickly and when the chain broke and the offer expired , within days a new offer was through. Stella emailed often throughout the whole process checking that all was ok. Excellent service. Thank you both.
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Ted Ball
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Massive Thank you to Tom and his Team. Very Professional and knowledgeable. Helped me every step of the way buying my first home. Will definitely be going back when it comes to remortgaging. Highly recommend to anyone !
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Ryan Witts
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I was needing a remortgage as I was coming to the end of my five year fixed mortgage. Warren was incredibly supportive and helpful throughout the entire process, which really took away any stress. I would and have recommended Warren to my family, friends & colleagues. I would highly recommend to anyone.
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Toby Ward
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I highly recommend this company and Thomas Fuller's help in securing a good mortgage for myself, and also helped look at other insurance products for myself. He made the process painless and very quick, which has been much appreciated!
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Sariah Gallacher
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Had a great service with Tom, Stella and team. Very efficient and communicated great through the process. Will definitely be using them again.
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Jack Reed
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Have worked with Tom and Stella for multiple remortgages on our property, and they are professional, personable and excellent with their communication. They are a formidable team and business if you are looking for mortgage services. Wouldn't look anywhere else. Highly recommended.
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Andrea Parker
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A professional and friendly service was received from Tom and Stella. The process was very smooth and pain free and I would have no hesitation in recommending them. Thanks guys!
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Elizabeth Payne
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Absolutely great support. Always at the end of the phone, really friendly team and they acted extremely quickly. Whole process sorted in less than a week without me really needing to do anything! Fully recommend for first time buyers. They made the process so simple.

Evesham Mortgage Advice

Did You Know?

Evesham is famous for its horticulture. Known as the Vale of Evesham, the area is renowned for fruit and vegetable growing, which shapes much of the local economy.
The town has strong transport links. With easy access to the M5, Worcester, and Cheltenham, Evesham is popular with commuters and families alike.
Evesham combines history and modern living. From historic buildings and riverside properties to new housing developments, there’s something for both buyers and investors.

Our Most Frequently Asked Questions

FAQ's

Can I get a mortgage in Evesham with a small deposit?

Yes, some lenders offer products with as low as five percent deposit, depending on your circumstances.

Yes, Shared Ownership or Help to Buy schemes may be available. We’ll advise which ones you may be eligible for.

It usually takes a few weeks, but we’ll guide you through the process and keep you updated at every step.

Can I remortgage to release equity for home improvements?

Yes, many homeowners in Evesham do this to fund renovations or other financial goals.

No, we search the whole market to ensure you get the best deal possible.

Sometimes it is, particularly if rates are rising. We’ll calculate whether switching early could save you money.

Can I port my existing mortgage when moving home in Evesham?

In some cases, yes. This is called porting. If it’s not suitable, we’ll arrange a new mortgage.

Ideally before putting your home on the market so you know your borrowing limits.

Legal fees, surveys, and removals are common costs. We’ll help you plan for all of them.

Is Evesham a good area for buy-to-let investment?

Yes, demand remains strong from families, professionals, and seasonal workers.

Most lenders require at least 25%, though there are a few options for slightly less.

Yes, some lenders specialise in first-time landlords. We’ll help you find the right product.