Mortgage Advisor Buckingham

Helping Buckingham buyers and homeowners find the right mortgage with confidence.

Our Services

Buckingham Mortgage Advice

First Time Buyers

First Time Buyers Mortgage Advisor

Buckingham offers a range of homes, from charming historic townhouses to modern family estates. Buying your first home can feel daunting, but we’ll help you understand how much you can borrow, explain your options clearly, and secure a mortgage that suits your budget and lifestyle.

Remortgaging

Remortgaging

If your current deal is ending or you want to release equity, remortgaging could save you money or provide extra flexibility. We’ll explore the whole mortgage market to find a deal that fits your circumstances and financial goals.

Moving Home

Moving Home

Whether you’re relocating within Buckingham or moving to nearby towns, we’ll manage the mortgage process. From porting an existing deal to arranging a new mortgage, we make your move smooth and stress-free.

Buy To Let

Buy To Let

Buckingham’s rental market is strong, with demand from families, professionals, and students. Whether you’re a first-time landlord or expanding your property portfolio, we’ll help you find a buy to let mortgage that supports your investment plans.

Buckingham Mortgage Advisor

Why Choose Us?

We make mortgages simple. Our advice is clear, independent, and tailored to you. By handling the paperwork and keeping you informed throughout, we take the stress out of the mortgage process so you can focus on your home.

Why Choose Tom Garvie Mortgages?
Tom Garvie Mortgages provides whole of market access

More Mortgage Options, Better Deals

Whole Of Market Access

We search the entire mortgage market, including exclusive broker-only deals, giving you access to more choice and competitive rates. Whatever your circumstances, we’ll find a mortgage that’s right for you.

Other Services

Protection

Your mortgage is one of your biggest financial commitments, so protecting it is essential. Life Insurance ensures your mortgage is covered in the event of death. Critical Illness Cover provides support if you’re diagnosed with a serious condition. Income Protection ensures you maintain a steady income if illness or injury prevents you from working. We’ll tailor protection to suit your needs and give you peace of mind.

Protection Services

5 Star Service

See What Our Clients Say

Buckingham Mortgage Advice

Did You Know?

Buckingham has a rich market town history. Dating back to the medieval period, Buckingham retains much of its historic charm, attracting both residents and visitors.
The town has strong commuter connections. With access to the A421 and rail links nearby, Buckingham is popular with professionals travelling to Milton Keynes, Oxford, and London.
Buckingham blends historic character with modern living. From period properties to contemporary developments, there’s a variety of homes for buyers and investors alike.

Our Most Frequently Asked Questions

FAQ's

Can I get a mortgage in Buckingham with a small deposit?

Yes, some lenders offer products with as low as five percent deposit, depending on your circumstances.

Yes, Shared Ownership or Help to Buy schemes may be available. We’ll advise which ones you may be eligible for.

It usually takes a few weeks, but we’ll guide you through the process and keep you updated at every step.

Can I remortgage to release equity for home improvements?

Yes, many homeowners in Evesham do this to fund renovations or other financial goals.

No, we search the whole market to ensure you get the best deal possible.

Sometimes it is, particularly if rates are rising. We’ll calculate whether switching early could save you money.

Can I port my existing mortgage when moving home in Buckingham?

In some cases, yes. This is called porting. If it’s not suitable, we’ll arrange a new mortgage.

Ideally before putting your home on the market so you know your borrowing limits.

Legal fees, surveys, and removals are common costs. We’ll help you plan for all of them.

Is Buckingham a good area for buy-to-let investment?

Yes, demand remains strong from families, professionals, and students.

Most lenders require at least 25%, though there are a few options for slightly less.

Yes, some lenders specialise in first-time landlords. We’ll help you find the right product.